Dealing with debt

If you do not have enough money to pay your bills or to repay your debts, seeking support from a free debt advisor could help.

Money Buddies are the biggest free independent financial advice service in West Yorkshire. Whether you’re having difficulty paying debt, need legal debt advice, or are unsure of what to do about your finances, they can help.

Or visit the Leeds Money Information Centre for other free, confidential and non-judgmental debt and money advice.

What to expect from debt advice

Although it may feel hard to get help, debt advisors will not judge you. They have worked with lots of people who have experienced money difficulties.

Debt advisors can help you take action to reduce your money worries. They will help you find suitable options for moving forward based on your income, outgoings, debts and any savings if you have them.

Some advisors can offer casework, where they act on your behalf to help you manage your finances. This can be helpful if you feel that you need extra support.

Mental health breathing space

mental health breathing space is a debt respite scheme for people currently receiving mental health crisis treatment certified by an Approved Mental Health Professional (AMHP). You can find out more about this breathing space scheme on the Mental Health and Money Advice website.