Mental health problems can make managing money more difficult but not impossible.

Some mental health problems can lead people to make impulsive decisions and spend money they don’t have, while others can make it difficult to find the energy to keep track of spending.

If you have an existing mental health problem, there may be additional financial help or schemes available that can help take the pressure off.

Help for anyone receiving mental health crisis treatment

A mental health breathing space is a debt respite scheme for people currently receiving mental health crisis treatment certified by an Approved Mental Health Professional (AMHP). You can find out more about this breathing space scheme on the Mental Health and Money Advice website.

Other resources you may find helpful

These contain information that can help you to take control of your debt, reduce your outgoings and access the support you need, while also managing a mental health problem: